San Diego Condos And Homes Blog

Litigation And San Diego Condos

Litigation And San Diego Condos

  Lenders are making it tough on San Diego Condo Buyers, the top two reasons in which a lender may decline to finance a condominium are litigation and low owner occupancy levels (Below 50%). This applies to conventional loans as well as government back loans such as FHA Condo Litigation usually means the HOA (Home […]


What is Mortgage Insurance and Why Do We Need It

What is Mortgage Insurance and Why Do We Need It

  Why do you need mortgage insurance? What is Mortgage Insurance?  The answer to that is lenders require it. Say you’re buying a new San Diego Condo and you have less then a 20 percent down payment; the lender will required you to purchase Mortgage Insurance (MI). Search UTC Condos For Sale Mortgage insurance, also […]


San Diego Condos – Reserves – CC&R’s – HOA Fees

San Diego Condos – Reserves – CC&R’s – HOA Fees

  Now that the prices on San Diego Condo are at their lowest point in a decade it’s time to write about the mysteries regarding such terms as common area, HOA fees and CC&R’s. What do HOA fees pay For?  Well if You’re thinking Downtown San Diego condos the HOA fees could include a Concierge, […]